Monthly Archives: January 2012

January 2012 E-Mail Update

This is my 1/11/12 E-Mail Update. I send an Update out each month after the statistics for the preceding month have been posted on the Honolulu Board of Realtor’s website and for newsletter mailing months like January, after our quarterly newsletter has been posted on our website at http://stott.com/oahu-information/quarterly-newsletters/ where if can be down loaded. [...]
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December 2011 E-Mail Update

This is my 12/8/11 E-Mail Update. I send an Update out each month after the statistics for the preceding month have been posted on the Honolulu Board of Realtor’s website. If you want to be taken off the distribution list for our monthly E-Mail Update, hit reply and send me an e-mail stating that. Please [...]
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November 2011 E-Mail Update

This is my 11/9/11 E-Mail Update. I send an Update out each month after the statistics for the preceding month have been posted on the Honolulu Board of Realtor’s website. If you want to be taken off the distribution list, hit reply and send me an e-mail stating that. Please include your first and last [...]
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Converting a Second Home Into a Principal Residence

This can be a very useful investment tool to an investor that wants to pull cash out of their real estate without having to pay sizable taxes. There are a number of factors that are used to establish a principal residence such as:  (1) the length of occupancy; (2) the location of employment; (3) the [...]
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How to Wreck Your Credit Score

The following information appeared in the Wall Street Journal April 9-10, 2011: Don’t underestimate the harm that even one missed mortgage can do to your credit score. The severe consequences underscore that you shouldn’t shrug off even an accidentally missed payment. Instead, you should pay it and call the lender right away, begging forgiveness before [...]
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October – December 2011 Quarterly Newsletter

Click here to download the PDF version of the newsletter.   In December, sales of both houses and condos on Oahu declined compared to a year ago. There were 268 sales of houses compared to 312 sales a year ago and 333 sales of condos compared to 356 sales a year ago. Far more meaningful [...]
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